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01
Agent Program
Approved agents may access discounted pricing and resell to customers, where available.
- Application-based access
- Transparent pricing shown in-app
- Designed for small business workflows
ZinChat + HazPay
One App for Messaging, Stories, and Payments
Chat privately, share stories, buy data, send airtime, earn rewards, and access smart financial tools — all in ZinChat.
- No phone number required
- Free to install
- Android · iOS · Web
Android available on Play Store and direct APK download. iOS available on the App Store.
Data & airtime for Nigeria's major networks
Instant delivery, fair pricing, and transparent fees — inside HazPay.
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Features
See what ZinChat can do
Everything you need for daily communication and essential digital transactions, in one place.
Private Messaging
Email-based accounts with secure chats, voice/video calling, and new Voice Space rooms.
- 01Email-based accounts
- 02Secure chats
- 03Voice & video calls
- 04Voice Space rooms (group audio)
Swipe left/right on mobile to switch.
Private messaging
Secure chats with voice & video calls
Email-based accounts with secure chats, voice/video calling, and Voice Space rooms — no phone number required.
- 01Email-based accounts
- 02Secure chats
- 03Voice & video calls
- 04Voice Space rooms (group audio)
Stories
Stories with comments
Social storytelling with public discussions and quick sharing.
- Social storytelling
- Public story discussions
- Share moments quickly
Cycles
Cycles: Meet & Connect
Join community cycles inside ZinChat—dedicated groups where people meet, chat, and build meaningful connections around shared interests and goals.
- Create or join community cycles based on your interests
- Chat with members in real-time
- Build lasting friendships and networks
- Connect with people who share your passion
HazPay inside ZinChat
Earn rewards and buy data instantly
HazPay rewards you for staying active! Complete daily tasks, refer friends, and earn points that can be redeemed for airtime and data.
Buy data for all major Nigerian networks (MTN, Glo, Airtel, 9mobile) with instant delivery. Fair pricing, transparent fees, and reliable service.
Fund walletSend moneyBuy dataAirtimeTV billsData loans
Built to be safe and transparent, with clear options and disclosures. Ads are optional and reward-based. HazPay services availability may vary by region.
HazPay data
Data at cheaper prices
Buy mobile data directly inside HazPay. You can get data starting as low as ₦50 on supported plans.
Pricing and availability may vary by network, region, and time.
Data from
₦50
on supported plans, delivered instantly inside HazPay.
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Fair pricing, transparent fees, and reliable service. Pricing and availability may vary by network, region, and time.
Programs
Earn with HazPay
HazPay includes optional programs for business owners, individuals, students, and anyone who wants to grow with the platform.
Agent and ambassador access is application-based and may require approval.
02
Ambassador Program
Invite users and earn commissions where available, with clear tracking inside HazPay.
- Invitation or approval may be required
- Milestone-based rewards where applicable
- Rules displayed in-app before you participate
Why ZinChat
Why ZinChat
Built to earn trust: clear options, simple controls, and practical features.
- ★No phone number required
- 02Built for emerging markets
- 03Fast & lightweight
- 04Secure payments
- 05Community-driven
Trust & compliance
Designed for review
Simple, review-friendly disclosures designed for user trust.
Privacy-first design
Clear data practices and user controls.
Secure payments
Transactions designed with safety in mind.
Transparent loan terms
Eligibility and repayment shown before use.
No hidden fees
Clear pricing and receipts for transactions.
Free download
Get ZinChat
Available on Android, iOS, and Web
Free to install • Lightweight • No phone number required