HazPay inside ZinChat
HazPay
Fintech-grade • Clear disclosures
Payments Made Simple, Right Inside ZinChat
HazPay is the built-in payment and rewards system inside ZinChat that lets users handle everyday digital transactions seamlessly while chatting.
HazPay services may vary by region.
Data loans, 0% interest
Where available, HazPay can provide an instant data loan so you can stay connected. Eligibility is shown before you accept.
HazPay does not provide traditional banking services and does not charge interest on data loans.
What is HazPay?
HazPay is not a separate app. It lives inside ZinChat and is designed for fast, everyday digital payments.
It’s built for emerging markets with a focus on clear pricing, transparent rules, and user-controlled spending.
HazPay services may vary by region.
Designed to be simple
- No extra downloads or sign-ups
- Optional financial features
- Receipts and confirmations for transactions
- Clear disclosures before using loans
Core Features
HazPay features are optional and are provided inside ZinChat.
Mobile Data & Airtime
- Buy data and airtime instantly
- Supported networks (MTN, Glo, Airtel, etc.)
Wallet Funding
- Fund wallet securely
- Fast transaction processing
Rewards & Points
- Watch ads to earn points (optional)
- Redeem points for data rewards
Referrals
- Refer friends and earn data rewards
- Milestone-based referral system
Data Loans
- Instant 1GB data loan
- 0% interest
- Eligibility based on usage
- Automatic repayment on wallet funding
Programs
- Agent program (application-based access)
- Ambassador program (invitation & approval required)
- Transparent tracking where available
Cheaper data inside HazPay
Buy data plans directly in the app. Some plans may start as low as ₦50 depending on network and region.
Pricing and availability may change. Final prices are shown before you confirm.
Supported networks
Programs for growth
HazPay supports business owners, individuals, students, and anyone who wants to earn through approved programs.
Participation is optional and may require application and approval.
Agent Program
Approved agents can access discounted pricing and resell to customers where available.
- Application-based access
- Clear pricing and tracking
- Designed for small business operations
Ambassador Program
Earn commissions where available by referring users, with transparent rules shown in-app.
- Invitation or approval may be required
- Milestone-based rewards where applicable
- Anti-abuse checks to protect users
How HazPay Works
Step 1
Create a ZinChat account
Step 2
Activate HazPay inside the app
Step 3
Fund wallet or earn rewards
Step 4
Use services instantly
Step 5
Repay loans automatically when applicable
Safety & Transparency
HazPay is designed to help users manage spending with clear options and simple rules.
HazPay does not provide traditional banking services and does not charge interest on data loans.
- No hidden fees
- Clear loan terms
- Transparent eligibility rules
- Secure transactions
- User-controlled spending
Compliance & Disclosures
Important notes
- Ads are optional and reward-based
- Financial features are optional
- Loan eligibility is displayed before you accept a loan
- You can review Terms & Privacy anytime
.b13afb48.png&w=1080&q=75)